17728 ZIP Code — Cogan Station, PA

Lycoming County, Pennsylvania

ZIP code 17728 is located in Cogan Station, Pennsylvania, within Lycoming County. It covers approximately 45.40 square miles and serves a population of 4,618 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 570.

About ZIP code 17728

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $215,300. Owner-occupancy is high at 87%, well above the national average.

Median household income is $73,110. 42% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 24 minutes is near the national average.

Educational attainment is near the national average, with 22% of residents holding a bachelor's degree or higher.

Overall, ZIP code 17728 reflects a community defined by high homeownership and a significant Social Security-dependent population.

4,618

population

45.40

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

17728 ZIP code map

Cities in ZIP code 17728

Below are the cities the US Postal Service accepts for ZIP code 17728. Using any city not on this list may result in mail delivery delays.

City	Status
Cogan Station	Acceptable
Cogan Station	Preferred

Nearby ZIP codes

17701 Williamsport (4.2 mi) 17705 Williamsport (7.2 mi) 17744 Linden (7.6 mi) 17771 Trout Run (8.1 mi) 17754 Montoursville (9.6 mi) 17702 Williamsport (10.7 mi) 17752 Montgomery (13 mi) 17740 Jersey Shore (13.7 mi) 17810 Allenwood (14.6 mi) 16930 Liberty (15.1 mi) 17776 Waterville (15.9 mi) 17765 Roaring Branch (16.4 mi)

Demographics updated 05/2026

Population
Total population	4,618
Population density	102 / sq mi
State FIPS	42
County FIPS	081

Geography
Land area	45.40 sq mi
Water area	0.24 sq mi
Latitude	41.3354
Longitude	-77.0604
Timezone	Eastern (ET)
Area code	570

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	41.0%	45.3%	39.8%
$50k – $100k	33.7%	34.1%	30.8%
$100k – $200k	23.4%	17.5%	22.4%
Over $200k	1.9%	3.0%	7.1%

Demographics & statistics

4,618

Population

102

People per sq mi

50.6

Median age

$73,110

Median household income

$40,610

Per capita income

$215,300

Median home value

$795

Median monthly rent

87.1%

Home ownership

7.5%

Poverty rate

2.9%

Unemployment

1,879

Housing units

22.0%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

165

10–14

165

15–19

20–24

233

25–34

233

262

35–44

263

374

45–54

375

193

55–59

194

239

60–64

240

306

65–74

307

173

75–84

173

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	731	15.8%
18 and over	3,887	84.2%
65 and over	1,069	23.1%
Median age	50.6 years

Race & ethnicity

White 95.5%

Two or more races 2.4%

Hispanic or Latino 1%

Black or African American 0.5%

Other race 0.4%

Asian 0.2%

American Indian / Alaska Native 0.1%

Group	Count	%
White	4,456	95.5%
Two or more races	110	2.4%
Hispanic or Latino	49	1%
Black or African American	22	0.5%
Other race	18	0.4%
Asian	8	0.2%
American Indian / Alaska Native	4	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	41.0%	45.3%	39.8%
$50k – $100k	33.7%	34.1%	30.8%
$100k – $200k	23.4%	17.5%	22.4%
Over $200k	1.9%	3.0%	7.1%

Under $10k 3.6%

$10k–$15k 2.9%

$15k–$25k 3.0%

$25k–$35k 8.1%

$35k–$50k 11.3%

$50k–$75k 22.8%

$75k–$100k 15.6%

$100k–$150k 18.3%

$150k–$200k 8.8%

$200k+ 5.6%

Range	% of households
Under $10k	3.6%
$10k–$15k	2.9%
$15k–$25k	3.0%
$25k–$35k	8.1%
$35k–$50k	11.3%
$50k–$75k	22.8%
$75k–$100k	15.6%
$100k–$150k	18.3%
$150k–$200k	8.8%
$200k+	5.6%
Median income	$73,110

Housing

Home values

Under $50k 4.6%

$50k–$100k 7.4%

$100k–$150k 16.2%

$150k–$200k 16.5%

$200k–$300k 29.6%

$300k–$500k 20.2%

$500k–$1M 5.1%

$1M+ 0.4%

Housing overview

Metric	Value
Median home value	$215,300
Median rent / month	$795
Owner occupied	87.1%
Renter occupied	12.9%
Vacant	7.2%
Single-family detached	85.2%
Large apartment buildings	0.0%
Mobile homes	11.7%
Median rooms	6.2
Avg household size (owned)	2.36

Year built

Era	%
2020 or later	0.5%
2010–2019	4.3%
2000–2009	10.5%
1990–1999	12.0%
1980–1989	12.6%
1970–1979	23.7%
1960–1969	8.9%
1950–1959	9.1%
1940–1949	5.9%
1939 or earlier	12.6%

Bedrooms

Size	% of units
No bedroom (studio)	1.4%
1 bedroom	3.5%
2 bedrooms	21.0%
3 bedrooms	53.6%
4 bedrooms	16.6%
5+ bedrooms	3.8%

Vehicles per household

Vehicles	% of households
No vehicle	3.2%
1 vehicle	21.6%
2 vehicles	42.7%
3 or more	32.5%

Heating fuel

Fuel type	%
Utility gas	3.3%
Electricity	26.4%
Propane / LP gas	8.5%
Fuel oil	38.7%
Wood	14.3%
No fuel used	0.5%

Households & families

Household type	Count	%
Married-couple family	1,202	60.7%
Cohabiting couple	169	8.5%
Male householder, no spouse	253	12.8%
Female householder, no spouse	357	18.0%
Households with children under 18	449	22.7%
Households with seniors (65+)	761	38.4%
Average household size	2.33

Marital status

Status	Male	Female
Never married	22.9%	18.9%
Married	64.7%	60.2%
Separated	0.3%	1.6%
Widowed	1.7%	12.8%
Divorced	10.3%	6.5%

Education

Less than 9th grade 2.5%

Some HS, no diploma 6.8%

HS graduate 38.9%

Some college, no degree 15.0%

Associate's degree 14.9%

Bachelor's degree 15.0%

Graduate / professional 6.9%

Metric	%
HS diploma or higher	90.7%
Bachelor's or higher	22.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	20	2.6%
Kindergarten	18	2.3%
Elementary school	439	57.2%
High school	154	20.1%
College / grad school	137	17.8%

Employment

Industry of employment

Education & healthcare 24.7%

Manufacturing 15.0%

Construction 10.2%

Transportation & utilities 8.8%

Retail trade 8.0%

Professional & management 7.5%

Finance & real estate 6.0%

Other services 5.2%

Arts, food & hospitality 4.8%

Public administration 3.7%

Agriculture & mining 3.5%

Wholesale trade 2.3%

Information 0.2%

Occupation

Category	%
Management, business & arts	31.9%
Service	13.4%
Sales & office	21.9%
Natural resources & construction	12.5%
Production & transportation	20.3%

Employment type

Type	%
Private sector	80.5%
Government	10.7%
Self-employed	8.8%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	76.0%
Carpool	10.0%
Public transit	0.0%
Walk	1.8%
Work from home	9.7%
Other means	2.4%
Avg commute (minutes)	23.6

Poverty

All people 7.5%

Under 18 years 9.5%

18 and over 7.1%

Married-couple families 1.7%

Female-led households 13.6%

Income support

Source	% of households
Social Security	41.6%
Retirement income	33.1%
Supplemental Security	6.0%
Cash public assistance	3.1%
Food stamps / SNAP	10.1%

Health indicators

Condition	%
Obesity	34.1%
High blood pressure	32.7%
High cholesterol	33.0%
Diabetes	10.3%
Heart disease	7.0%
Stroke	3.0%
Asthma	9.6%
Arthritis	28.0%
Kidney disease	2.8%
Pulmonary disease	7.7%
Cancer	7.4%

Behavior / access	%
Smoking	18.3%
Binge drinking	18.3%
No physical activity	22.7%
Less than 7 hrs sleep	35.3%
Depression	21.9%
Fair or poor health	13.7%
Poor mental health	15.1%
Poor physical health	10.7%
No health insurance	9.5%
Visited doctor (checkup)	77.7%
Visited dentist	66.7%
Cholesterol screening	90.8%
Teeth loss	13.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	385	9.9%

Disability	%
Any disability	15.7%
Under 18	7.4%
18–64 years	12.3%
65 and over	30.3%

Health insurance coverage

Type	%
Private insurance	74.4%
Public insurance	40.4%
No insurance	3.5%
Uninsured under 19	1.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,466	96.7%
Spanish	17	0.4%
Other Indo-European	14	0.3%
Asian & Pacific Islander	3	0.1%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,600	99.6%
Born in same state	4,595	99.5%
Born in different state	4,088	88.5%
Foreign born	5	0.1%
Naturalized citizen	18	0.4%
Not a US citizen	13	72.2%

Ancestry

Ancestry	Count	%
Italian	844	18.3%
French	399	8.6%
Arab	236	5.1%
English	104	2.3%

Ancestry	Count	%
Polish	13	0.3%
Norwegian	11	0.2%
Irish	5	0.1%
German	3	0.1%

Technology access

Metric	% of households
Computer access	42.9%
Internet access	91.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 17728

What city is ZIP code 17728 in?

ZIP code 17728 is primarily assigned to Cogan Station, Pennsylvania.

What county is ZIP code 17728 in?

ZIP code 17728 falls within Lycoming County, Pennsylvania.

Is ZIP code 17728 mostly owner-occupied?

87% of occupied units in ZIP code 17728 are owner-occupied, well above the national average.

Does ZIP code 17728 have a large retiree population?

42% of households in ZIP code 17728 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 17728 have a large veteran population?

10% of civilians in ZIP code 17728 are veterans, above the national average of ~7%.

What is the population of ZIP code 17728?

ZIP code 17728 has an estimated population of 4,618 residents, with a density of 102 people per square mile.

What timezone is ZIP code 17728 in?

ZIP code 17728 observes the EST timezone.